Deals:

• Zero Balance Account: No minimum balance requirement for the first year. From the second year onwards, an Average Quarterly Balance (AQB) of ₹50,000 is required. However, if a single credit transaction of ₹5 lakh occurs, the balance requirement is waived.
• Salary Accounts: Can be offered as zero balance accounts, even for businesses with just one employee.
• Customised Group Health Insurance: Tailored health insurance benefits for all employees.
• Special Trade & Forex Pricing: Preferential pricing on all trade and forex transactions, including FDI inward and outward remittances.
• Payment Gateway Benefits: No charges on payment gateway services; all payment-related charges are waived.
• Credit Guarantee Startup Scheme (CGSS): Startups are eligible for credit under the CGSS.
• FD-Backed Commercial Cards: Startups can avail of FD-backed commercial cards for expense management, including purchase and travel cards.
• Startup Current Account Eligibility: Startups established in the last 10 years are eligible to open a startup current account.
• Offshore Banking (GIFT City): Offshore banking facilities available at GIFT City.
• Trade on Net Facility: A digital solution for seamless import and export payments.
• Forex Regulatory Support: Assistance with forex regulatory filings.
• DigiPOS Collection Solution: A digital POS solution for efficient collections.
• Electronic Cash Management (eCMS): Streamlined electronic cash management services.
• CCIL FX Rate Booking Platform: Access to CCIL’s FX rate booking platform for forex transactions.
• Lending Under Credit Guarantee Scheme: Financing options available under the Credit Guarantee Scheme.
• Smart Hub Collection Solutions: Advanced collection solutions, including MPOS, PayZapp, UPI, and SMS/Email-based payments.